Click to Read our Total Protection Pyramid Strategy | Prefer to talk? Call Us 1-800-257-1723

We Are a Team of Experts

Mark Deschenes General Agent / Owner

Mark Deschenes

Mark Deschenes joined his father Ray as a health insurance agent in 1989. He quickly became a top producer for a Texas based insurer and at age 25 was promoted to sales manager.

Four years later, he founded his agency as Deschenes Financial Services, Inc. the parent entity of this website. It now offers insurance products in 22 states and has in-force premium exceeding 5 million dollars annually. Mark consistently has been awarded outstanding sales achievement awards from Fortune 500 carriers. He is happily married, has lived in San Antonio for 33 years and has two children; a six and two year old.

Iris Reyes Operations Manager

Iris Reyes

Iris is a graduate of The University of Texas at San Antonio with a Bachelor of Business Administration in Human Resource Management. Iris has over fourteen years of work experience in management, marketing, and human resource management. Her excellent verbal communication skills are an asset to Health-Life-Dental-Insurance in keeping our customers happy and properly educated on all products. Iris is also a licensed agent.

Valerie Dombart Client Service Manager

Valerie Dombart

Valerie has been with Deschenes Financial Services for over five years. With 20 years of experience in the industry, she brings a vast knowledge in the P&C insurance arena as well as management, customer service, and call center management experience from her 14 years of service at USAA. Although a Texas native, she has traveled throughout the US and Europe and is a proud mother of an amazing four year old daughter.

Jorge Luis Ramirez IT / Marketing Manager

Jorge Luis Ramirez

Jorge is a cum laude graduate of Trinity University with a BA degree in Business Administration and Communication. With a liberal-arts education and experience in the marketing and web technology industry, Jorge brings innovative solutions to the on-going technology and marketing needs of Deschenes Financial Services, Inc (Parent entity of Health-Life-Dental-Insurance).

Mark Vickers Agent

Mark Vickers

Mark Vickers has been an independent agent and broker in the health and life insurance market for over 20 years. He really likes dealing one on one with his clients and takes the extra time to get to know them. He is licensed in 7 states and has access to all the top carriers. Through the years, he has been awarded many outstanding sales achievement awards from several top companies. He loves to ride motorcycles and in his spare time he is an avid road racing and track day devotee. He was born and raised in south Texas and lives in Austin with his wife and two children.

Renee Rider Agent

Mark Vickers

Renee has spent the last 22 years as a business owner / entrepreneur. The last ten years she has focused on helping businesses with 401k's and tax-free retirements. In addition, she's helped individuals and small businesses establish group, health, and life insurance along with college funding solutions. Renee has three children, resides in Austin, Texas and in her spare time enjoys golfing and traveling.

Get Covered

We Work With


Aetna American General Life Insurance Assurant Health Assurity Life Insurance Banner Life Blue Cross Blueshield of Texas Cigna CoventryOne Genworth CoventryOne HumanaOne International IMG UnitedHealthOne